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Bad Credit Car Loans

Want to buy a car but you have credit problems or a bad credit history? Don't worry, carloans.co.uk can help you with bad credit car loans online.

We are specialists in helping people with bad credit get the car they want at an affordable monthly cost. This includes applicants with ccjs, arrears and defaults. If you have been turned down for a loan elsewhere because of your poor credit this need not be a barrier to obtaining car finance with us.

Here at carloans.co.uk we don't get hung up on your past history we just want to be sure that you get the car you want at the price you can afford. We'll give you a quick decision online with the minimum of fuss; so what are you waiting for?

Phone us free or complete our simple online enquiry form to get the ball rolling and get a step nearer to owning the car of your dreams, even if your past credit history is bad.

People can have a bad credit rating for a myriad of reasons, often beyond their control. We do not judge you or question you about how you have arrived in your current situation. We are here to help you get the car you want and to provide you with the finance to buy it at the cheapest rate possible.

If you have a county court judgement (ccj) or even multiple ccjs your application will still be considered. All applications are judged on their own merits and providing you can afford the monthly loan repayments you have a good chance of success.

This means that if you have missed payments on other borrowing in the past or have had other problems or credit difficulties with previous loans or mortgages you can still apply for a car loan and get the car you want at a rate you can afford.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. The actual rate available for a loan will depend upon your circumstances. Ask for a personalised illustration. Secured loans are subject to status and available to homeowners aged 18 or over. Loans may be secured on your home. Calls may be recorded. Rates 6.9% APR to 19.6% APR Variable.
The overall cost for comparison is 11.9% APR Typical/Variable.
Carloans.co.uk is Part of the Standard Credit Group of Companies:- Consumer Credit Licence Number: 407512.